1.1. https://course.anynumbers.eu/ is the website operated by Anynumbers GmbH, legal entity, duly incorporated and validly existing under the laws of Germany, having its registered office at Steiermärker Straße 3-5, D-70469, Stuttgart, Germany and registered with the Commercial Register under number: B 785195 (“we”, “us”).

1.2. You can contact us by emailing us at hello@anynumbers.eu or writing to the following address: Steiermärker Straße 3-5, D-70469, Stuttgart, Germany (the “Anynumbers Contact Details”).

2.1. You may have different rights within these Terms depending on whether you are a legal entity (the “Business customers”) or a consumer. You are a consumer if: (a) you are an individual; and (b) you are buying the Courses from us wholly or mainly for your personal use (not for use in connection with your trade, business, craft or profession).

2.2. Clauses that apply only to the Business customers will be clearly identified. All other Clauses will apply to both the Business customers and consumers.

2.3. By placing an order for the Services through our Website, you warrant that you are: (a) capable of entering into a legally binding Contract (as defined below); and (b) at least 18 years old or legally emancipated under a relevant legislation.

2.4. By placing an order for the Services through our Website, you warrant that you understand the Services and the Courses’ nature and content.

2.5. If you are the Business customer, these Terms constitute the entire agreement between us in relation to your purchase. You acknowledge that you have not relied on any statement, promise, representation, assurance or warranty made or given by or on behalf of us which is not set out in these Terms.

3.1. Upon Execution of the Contract (as defined below), we will provide you with an access to the User Account (as defined below) and supply you with the sealed Courses (as defined below) via your personalized User Account (as defined below) for 6 (six) months.

3.2. We will provide technical support required for the usage of the User Account and make relevant technical updates from time-to-time to provide you with a user-friendly experience.

3.3. We will provide you with the customer support available to you by contacting us at Anynumbers Contact Details (as described above).

4.1. The Courses is an advisory sealed digital content that consists of (i) sealed audio and sealed video recordings prepared by our experts, (ii) sealed Excel Files, (iii) sealed Presentations and other related materials as specified at our Website - (1) https://course.anynumbers.eu/#you-will-learn (for “Advanced” Course) and /or (2) https://course.anynumbers.eu/the-fundamentals-of-financial-modeling (for “Fundamentals” Course).

5.1 In order to use the Services, you must have a device with an internet browser and internet connectivity, capable of playing videos.

5.2. In order to use the Services, you must create a User Account. For this purpose, you enter your first and last name as well as your email address in a registration form provided online at the Website, set a password of your choice and agree to the Terms, the ToU, the Privacy Policy, the Cookies Notice and acknowledge the Impressum. You must keep this password confidential and must not disclose or share it with anyone. If you know or suspect that someone else knows your password, you should notify us by contacting hello@anynumbers.eu. At this stage you will also need to make a payment of the fees for the Services.

5.3. After you have submitted the registration form, you will receive a confirmation email from Anynumbers, which will allow you to activate your user account (the “User Account”).

5.4. By creating the User Account, you declare that you will not create the User Account for anyone other than yourself without our permission, that all information provided by you when creating the User Account is true, accurate and complete, and that you will continue to update your information in the future in case it changes in the course of using the User Account.

6.1. Anynumbers offer of the Services is a binding contract offer to enter into the Contract in the sense of §145 BGB (German Civil Code). The Contract comes into existence (the “Execution”) through the acceptance of the offer by sending us your Services’ order by (i) clicking the order button on the Website, (ii) accepting our Terms, the ToU, the Privacy Policy, the Cookies Notice and acknowledging the Impressum by checking a box on the Website and (iv) making a payment (the “Contract”).

6.2. Upon the Execution and activation of the User Account, you will immediately receive an access to the Courses via your User Account.

6.3. It is your responsibility to inspect the Courses’ materials as soon as you have received access to them at the User Account and to inform us about any defects (if any) using the Anynumbers Contact Details. We will promptly assist you with your inquiry to provide you with a user-friendly Services.

6.4. We do not make any commitment to you that the content of the Courses will meet any specific requirements that you have and we expect you to take reasonable care to read the Courses’ content at the Website in advance prior placing an order / making a purchase.

6.5. We do not make any commitment to you that you will obtain any particular qualification from your receipt of the Courses. The Services are of advisory, not educational nature.

7.1. Anynumbers owns all copyright rights, including, but not limited to content, text, images, software, audio and video files and documentation related to the Courses and the Website.

7.2. Anynumbers grants you a non-exclusive, non-transferable, non-sublicensable, worldwide right to use the Courses solely for private and non-profit purposes.

7.3. You may not, without Anynumber's prior explicit written consent, communicate to the public, in particular make available to the public on the internet, broadcast, distribute, sell, rent, sublicense, transmit, publish as adapted works, including but not limited to translation, reproduce for non-private use, or otherwise exploit the Courses or any other copyrighted work of Anynumbers in any manner not permitted by law.

7.4. You are prohibited from making video and/or audio recordings of the Courses and publicly reproducing or distributing them.

8.1. Your right to access and use the Website and the Services (including the Courses) is personal to you. You may not transfer this right to any other person or company.

8.2. You are only allowed to access the Website and the Services for lawful purposes.

8.3. You are responsible for keeping your User Account, username and password confidential. In particular you must not disclose the access data to third parties. You are responsible for all activities related to your User Account. You agree to promptly notify Anynumbers of any unauthorized use of your User Account immediately upon becoming aware of such use.

9.1. We may amend the Courses to implement adjustments, improvements and updates.

9.2. We may suspend the supply of the Courses to deal with technical problems or make technical changes.

10.1. The rights set out in this Clause 10 will only apply where you are a consumer.

10.2. If you are a consumer, you may have the right to withdraw from the Contract if what you have bought is faulty or misdescribed. Under this Clause, you have the right to exercise a withdrawal from the Contract at any time within 14 (fourteen) days from receiving an access to the User Account (the “Cooling Off Period”).

To exercise the right of withdrawal, you must inform us at Anynumbers Contact Details of your decision to withdraw from this Contract.

To meet the withdrawal deadline, it is sufficient for you to send your communication concerning your exercise of the right of withdrawal before the withdrawal period has expired. After the Cooling Off Period has elapsed, we cannot accept the Courses returned unless you have a statutory right to do so.

If you withdraw from this Contract, we shall reimburse you all payments received from you in accordance with relevant legislation. We will carry out such reimbursement using the same means of payment as you used for the initial transaction.

10.3. By accepting the Terms, you expressly acknowledge your understanding and expressly consent that:

a) this Contract relates to the delivery of digital sealed content - the Courses;

b) your withdrawal rights (except the ones described in Section 10.2. above) become extinct prior to the expiry of the withdrawal period once we begin the performance of the Services as of the date of the Execution; and

c) by starting the usage of the User Account and the Courses, you lose the right to withdraw from the Contract upon the performance of the Services having commenced due to the sealed nature of the Courses, the Cooling Off Period will not apply (except the ones described in Section 10.2. above), and you will not receive a refund in relation to any of the Services.

11.1. Anynumbers accepts payments using the Stripe Platform (https://stripe.com/).

11.2. The fees for the Services are quoted by us or on the Website. The fees charged by Anynumbers are final prices and include indirect taxes (e.g., value-added tax) on the Services, if applicable.

11.3. Depending on your location and business/tax status, Stripe may levy indirect taxes (e.g., value-added tax) on the Services that we provide to you.

11.4. The invoice generated by Stripe and issued to you will comply with the relevant country's regulations, applied to you based on the data provided by you when ordering the Services.

12.1. The Services (including Courses, access to the User Account and technical support) are provided for 6 (six) months.

13.1. The Courses are provided on an “as is” basis without any warranties, representations or conditions of any kind.

13.2. Our total aggregate liability for any loss or damage arising out of, or in connection with use of the Courses and/or the User Account and/or this Website will not exceed the actual payment received by us from you for the Services.

13.3. We will not be liable in any way for any increased costs or expenses, loss of profit, data, earnings, business, contracts, revenues or any indirect or consequential damage whatsoever arising out of any provision or use of the Courses and/or the User Account and/or this Website.

13.4. Notwithstanding any other terms and conditions, we do not attempt to exclude or limit our liability for fraud or fraudulent misrepresentation or for any other matter which it would be illegal for us to exclude or attempt to exclude liability.

13.5. Where you are the Business customer, you agree to indemnify and hold harmless Anynumbers, its employees and agents, from and against any claims, liabilities, damages, costs, actions or demands, including without limitation reasonable legal and accounting costs, alleging or resulting from your use or misuse of the Website and/or the User Account and/or the Courses materials and/or your breach of these Terms.

13.6. Nothing in in Clause 13 shall affect your statutory rights where you are a consumer.

14.1. All copyright and other intellectual property rights relating to the Courses are either owned by or licensed to Anynumbers. Copying, adapting, reproducing, selling, distributing, modifying or any other use of all or any part of it without Anynumbers’ prior written consent is strictly prohibited.

Your use of the Website and the processing of your personal data is carried out in accordance with our ToU, the Privacy Policy, the Notice and the Impressum.

16.1. When using our Website, the User Account and the Courses you accept that communication with us will be mainly electronic via hello@anynumbers.eu and the Website.

16.2. For contractual purposes you agree to this electronic means of communication and you acknowledge that all notices and other communications that we provide to you electronically (including via the Website or by email) complies with any legal requirement that such communications are in writing. This condition does not affect your statutory rights.

16.3. All formal notices from you are required to be sent by email or letter using the Anynumbers Contact Details. A letter shall be delivered at our registered offices (as stated in the Anynumbers Contact Details) by recorded delivery post.

17.1. For the purposes of this Contract, the "Confidential Information" shall include any non-public information, including but not limited to copyright, trade secrets and any other information disclosed by one party (the "Disclosing Party") to the other party (the "Receiving Party") during the course of the Services’ implementation. The Receiving Party agrees to hold the Confidential Information in strict confidence and to take all reasonable precautions to prevent unauthorized disclosure or use of the Confidential Information. The Receiving Party shall not disclose, reproduce, or use the Confidential Information for any purpose other than the purpose for which it was disclosed. The obligations of confidentiality shall not apply to information that: (a) is or becomes publicly available through no fault of the Receiving Party, (b) was in the possession of the Receiving Party without restriction as to disclosure before receiving it from the Disclosing Party, (c) is independently developed by the Receiving Party without reference to or reliance upon the Confidential Information. The Receiving Party may disclose Confidential Information to its employees, agents, or contractors who have a need to know such information for the purpose of fulfilling the obligations under this Contract, provided that such individuals are bound by written confidentiality obligations no less restrictive than those contained herein. The obligations of confidentiality under this Contract shall continue for a period of 3 (three) years from the date of disclosure of the Confidential Information.

18.1. We will not be liable or responsible for any failure to perform, or delay in performance of, any of our obligations to provide the Services that is caused by events outside of our reasonable control such as the “Force Majeure” (any event or circumstance beyond the reasonable control, including but not limited to acts of God, war, terrorism, fire, flood, earthquake, pandemic, governmental actions and other similar events).

18.2. In the event of the Force Majeure, we will promptly notify you in writing, detailing the nature of the event, its expected duration, and the anticipated impact on us to perform our obligations under this Contract.

18.3. In the event of the Force Majeure, the Services shall be considered suspended for the duration of the Force Majeure event. We will use reasonable efforts to mitigate the effects of such an event and to resume performance under this Contract as soon as practicable.

19.1. We have the right to change these Terms with effect for the future, for example due to a change in the law and/or to ensure better functionality of the Website or the Services. Any such changes will be published on the Website.

20.1. The Contract shall be governed by the laws of the Federal Republic of Germany.

20.2. If any provision of this Contract becomes invalid, this shall not affect the remainder of the Contract.

21.1. If you have questions about these Terms or any of Anynumbers's other policies and operations, please feel free to contact us using the Anynumbers Contact Details stated above.